Effective Date: 23rd Sept, 2026
Last Updated: 23rd Sept, 2026
This Privacy Policy explains how Grey AI Solutions / Belliza ("we," "us," or "our") collects, uses, shares, and protects information when you use the SplitPay – UPI Bill Split mobile application ("App").
SplitPay is designed to help users calculate and divide bills, scan UPI QR codes, and conveniently pay their share through supported UPI payment applications.
By using SplitPay, you acknowledge the practices described in this Privacy Policy.
The information we collect depends on how you use the App and the features enabled in the App.
SplitPay may allow you to enter information such as:
This information is used to calculate and display bill-sharing amounts.
If the App does not store this information on our servers, we do not intentionally collect or retain it through our own backend. Information entered into the App may be temporarily processed on your device.
SplitPay may request camera permission to scan UPI QR codes.
Camera access is used to:
We do not use camera access to record or continuously monitor users.
The App should only process the information required for its QR-scanning functionality. Any sensitive information contained in a scanned QR code must be handled according to the App's actual implementation.
When you use SplitPay, certain information may be collected automatically by third-party services integrated into the App, such as Google AdMob.
Depending on the SDK configuration and applicable settings, this information may include:
The information collected by third-party services is governed by their respective privacy policies.
SplitPay uses Google AdMob to display advertisements.
Google AdMob may collect or process certain information, including device identifiers, IP address, and advertising-related information, to deliver, measure, and improve advertising services, subject to applicable settings, consent, and policies.
Advertising may be personalized or non-personalized depending on user preferences, regional requirements, device settings, and our advertising configuration.
For more information about how Google processes information, please review:
Google Privacy Policy:
https://policies.google.com/privacy
Google Advertising:
https://policies.google.com/technologies/ads
We do not control the information independently collected by Google through its advertising services. Google processes information in accordance with its applicable terms and privacy documentation.
Where legally required, we will provide appropriate consent mechanisms and respect applicable user privacy choices.
We may use information to:
We do not use users' bill-splitting information for purposes unrelated to the App's functionality unless disclosed and permitted by applicable law.
SplitPay is a bill-splitting utility and is not a bank, payment service provider, UPI payment system, or financial institution.
Depending on the functionality implemented, SplitPay may help users initiate or navigate to a supported third-party UPI payment application.
When you proceed with a payment through a third-party UPI application:
We do not claim responsibility for payment failures, bank delays, unauthorized transactions, or issues arising within third-party payment services.
We do not request or collect your UPI PIN, bank password, OTP, or other payment authentication credentials through SplitPay. Users should never share these credentials with anyone.
We may share information with third-party service providers when necessary to operate the App and provide integrated services, including:
We do not sell users' personal information as part of our ordinary operation of SplitPay.
The information collected by third-party SDKs may be processed by those providers according to their own privacy policies and applicable contractual arrangements.
We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer period is required by law.
The retention of information depends on the App's actual functionality and technical architecture.
If bill calculations are processed only locally on your device and are not transmitted to our servers, we do not retain those calculations on our own servers.
Third-party providers, including advertising providers, may retain information according to their own policies and legal obligations.
We take reasonable measures to protect information under our control from unauthorized access, misuse, alteration, or disclosure.
However, no electronic transmission, storage system, or application can be guaranteed to be completely secure.
You should avoid sharing confidential information through unsupported or insecure channels.
SplitPay is not specifically directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13 for our own purposes.
If you believe that a child has provided personal information to us, please contact us so that we can review the matter and take appropriate action.
Where applicable, we will comply with age-related privacy and advertising requirements, including applicable requirements concerning children and personalized advertising.
Depending on your location and applicable law, you may have rights relating to your personal information, including rights to:
To submit a privacy request, contact us using the details provided below.
If the App supports accounts or stores user data associated with an account, we will provide an appropriate process for requesting account and associated data deletion, as required by applicable law and platform policies.
The App may integrate third-party services, including Google AdMob and third-party UPI applications.
We are not responsible for the privacy practices, content, security, or availability of third-party services.
We encourage you to review the privacy policies of any third-party service you use.
We may update this Privacy Policy from time to time to reflect changes in the App, our services, legal requirements, or privacy practices.
Any updated version will be published through an appropriate location and will include a revised "Last Updated" date.
We encourage you to review this Privacy Policy periodically.
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:
Email Address: support@eleganceme.info
App Name: SplitPay – UPI Bill Split